Activa called Jupiter

We bought Jupiter home yesterday on December 2, 2019.

Pradeep taking delivery of the Activa

Pradeep taking delivery of the Activa

The Contenders

We were thinking of buying a scooter for Dhanya to help her get our daughter to school, do errands locally and give her some independent mobility. The scooters we considered were the TVS Jupiter and Honda Activa.

Shopping Experience

I really enjoyed the shopping experience I was offered at TVS Century showroom on Alandi Road, Pune. The salesperson showed us the available alternatives, answered queries patiently and made useful suggestions as per our requirement. Only then did he take us through the cost and financing options. Dhanya also enjoyed her test drive of the vehicle and after the showroom visit, we were quite keen on owning a Jupiter.

The experience at the Shanti Honda showroom was the polar opposite. The salesperson asked us what we were looking for. He brought his cost sheet and began explaining what we would be paying for the two wheeler. He then explained financing options. He lost interest when we said we would be self financing the vehicle. We asked for a test drive which he offered reluctantly.

The Verdict

We asked friends and our parents for feedback on both vehicles. As we kept hearing the feedback, we were disheartened that we might not be able to choose a Jupiter. It seems to come with a history of niggling problems and sub-par after sales service that takes the years off the vehicle. Although many people felt the Jupiter was a better riding experience not everyone agreed on whether it was a good vehicle to own. As I was buying this with my own hard earned money, I went with the safer option of buying a Honda Activa.

The Delivery

As I said above, we took delivery of the Honda Activa yesterday on December 2, 2019. The Jupiter has us so captivated, that in our conversations with each other we were never able to say Activa. We kept referring to it as Jupiter. Hence, we decided to name her Jupiter so that it fixes what we call it.

We took her to the Ayyappa Temple at Dhanori. We got a Vahana Pooja done and took her home.

Trip November 2018

I’m writing this at the Waiting Room at the Jalna Railway Station. After four months, I finally got my leave sanctioned for one week.

We’re going now to Mumbai on 17618 Tapovan Express. Then, we catch a train to Kolkata where we are going to attend my cousin Vishy’s engagement. Then, we fly to Hyderabad where we stay with my grand uncle before taking the train back to Jalna and go by car to Lonar.

On WhatsApp forwards

We all get numerous messages which are fake on WhatsApp and forward it without giving it too much thought. Thejesh GN has written on his blog about these forwards, with suggestions on how WhatsApp could handle fake news. 

It is important that you verify things you hear on WhatsApp from another primary source. If you trust the person sending you the forward, do question if he/she thinks the news is true or not. I would suggest using Google News and to visit a news publication you trust or visit the organisation/individual’s website.

Pulimurugan (2016)

Pulimurugan is an action film starring Mohanlal and Kamalinee Mukherjee.

It’s been a long while since we went for a movie. We only had a wedding reception chalked in to attend in the evening and so had booked to watch Aanandam in the evening. When my aunt called to ask if we could catch Pulimurugan for the morning show, we decided to go after getting the wife’s assent.

Pulimurugan has two or three strand story. There is the story of the protagonist’s life, the story of the constant struggle between man and animal for land and the exploitation of the forest by miscreants big and small. The story interlaces all of these and their meeting points make the movie interesting for me.

The protagonist of the movie is a tiger hunter but he only hunts for man-eaters. This leads him to constant skirmishes with the law, which does not allow for the killing of tigers. The protagonist turns hunter because a man-eater kills his father when he is only a child. As an adult, the same protagonist admits that it is the humans who are the real trespassers and not the animal.

The protagonist’s innocence having lived in the forest his whole life leads him to break the law transporting forest produce (sandalwood and ganja) illegally from the forest. The miscreants treat him as an asset in their trade. The protagonist at one time admits that humans are worse enemies than animals in the forest.

The last thing that everyone I asked seems to have been going on about was the wonderful action scenes. The action scenes are beautifully choreographed and shot. There are some wonderful close calls that almost take your breathe away and have you at the edge of your seats.

All in all, I loved watching the film and would recommend that you watch it too.

 

 

Middle Management

C Gopinath writes in The Hindu Business Line on the lack of attention on mid-level management in relation to the news related to Wells Fargo. I found this paragraph to be instructive and applicable to many organisations in India today:

The problem lies in a managerial culture that has eviscerated the role of the middle manager. Mid-level managers are key to an organisation, translating the policies of the top to operational systems and procedures, and in reverse, interpreting and communicating issues and market intelligence from the bottom. Thanks to new ERP systems and misplaced process re-engineering, the role of the middle manager has been castrated. ‘Yes managers’ have come to occupy those positions. They tell their bosses only what the top wants to hear.

Digibank

When we mention digital banking today, what comes to mind are mobile apps and internet banking facility provided by our bankers. DBS, a bank from Singapore, changed that by launching Digibank. It applies the term to banking from end to end.

I read about digibank first on Twitter via ads while a tweet from  @sengupta made me want to try it out:

 

It kept the whole concept vague when it launched. When you download their app, you realise the badassity of the idea. When you first download their app, you get to use it as a wallet, like you would use Paytm’s offering. It then offers you a steep incentive to upgrade this into an account by paying a steep 7% interest when you convert the wallet into an account. Then you can walk in to any Café Coffee Day coffee shop and confirm your identity via a biometric authentication process through the Aadhar database.

The first hindrance it removes is the tedious task of visiting a bank with a form filled up Digibank.pngonline and KYC documents. Here you just walk in to a Café Coffee Day outlet that is open from 11 AM to 11 PM with your mobile phone that has a code on it! The bank also saves tremendously on manpower costs. For the customer, visiting a less formal atmosphere like a coffee shop is less of a hassle than visiting a bank branch during business hours. He/she also probably saves a holiday.

The second hindrance it removes is all the paperwork. eAadhar enables authentication of a customer without him having to take any documents at all. With the data that the customer fed into the app and by taking required permissions, the bank can probably just download the information from the eAadhar platform and the Income Tax website. Imagine the paper that can be saved by saving the paper used for  the accounting opening form and the photocopies you had to get for a traditional bank.

The third hindrance it removes is the use of a smart assistance to remove waiting for banks to open to get your problems resolved. If the inbuilt smart assistant does not resolve your problem, it gets transferred to a real person. Technology and AI can actually handle most issues that customers approach a bank with.

That said, being a new thing, there will be teething issues and problems that need to be resolved. My authentication did not work. I don’t know what was the problem. But I was happy that when I wanted to close my account, they did it quite quickly and then sent me an email once that was done.

However, this is how I hope banking will be done in the future. From your device and from your homes.